Insurance: Travel & Health

Travel insurance protects you from a range of risks when you travel.  Travel insurance can be purchased to cover a single trip or a multi-travel policy can be purchased which covers any travel you undertake, typically within a year. It provides cover for a range of areas reflected in the main sections of a travel policy.  Policies typically have the following six sections – medical expenses, personal liability, personal accident, cancellation and curtailment, delayed and missed departures, and money and belongings. If a death happens whilst abroad then the policy usually includes a card with a 24-hour emergency help-line number, which you should call as quickly as possible. It is important that you note this number and take it abroad with you together with a copy of your policy. 

If you have private health insurance then this would typically cover repatriation costs.

For both types of insurance, the insurance company would typically handle the repatriation for you where covered.