Credit Card

From the Competition and Consumer Protection Commission (CCPC) 2 of the top 5 credit card regrets are

• taking out cash with your credit card
• maxing out your card and still paying items off years later.

Here a bill of only €1,000, with only €20 paid off the bill every month, could take 14 years to clear that bill of the interest rate is 22.9%. Total €3,360 repayments.