Blog

coroner service

The coroner service is a network of Coroners located throughout the country. The Coroners’ core function is to investigate sudden and unexplained deaths so that a death certificate can be issued. This is an important public service to the living and in particular to the next-of-kin and friends of the deceased.The coroner service not only … Read more

MABS

MABS Budgeting Tool The MABS Budgeting Tool will allow you to set out your income and expenditure and make a budget. It takes roughly 15 to 20 minutes to work through the tool.

Bereavement and loss

Register a death By law, you must register the death within 3 months. Do this when you have received the death notification form from the doctor.If a person dies in a hospital or nursing home, the hospital or doctor will give the form to the next-of-kin.A relative by blood, marriage or civil partnership should register … Read more

Moneylender

Avoid Moneylenders if possible. The maximum rate of APR, when collection charges are included, can be as high as 287%with licensed moneylenders. A €500 loan at 287% APR would end up with interest charges of €173 over 6 months.

Credit Card

From the Competition and Consumer Protection Commission (CCPC) 2 of the top 5 credit card regrets are taking out cash with your credit card maxing out your card and still paying items off years later. Here a bill of only €1,000, with only €20 paid off the bill every month, could take 14 years to … Read more

Pre-paying with a Funeral Director or your choosing.

This can happen where you know which funeral director you would like to use and would like to save your loved ones from arranging and paying for the service for you. It also means that you are paying for the service you like which may not be too far into the future. It would be … Read more

An Post –Funeral Insurance

An Post Insurance Funeral Insurance is a life insurance policy where An post are a tied agent of New Ireland Assurance Company plc. In the An Post literature, for premiums paid of €11,484 this is broken down between Projected expenses & charges as well as protection benefit. Of which commission to An Post is €589 … Read more

Funeral Plan

These are financial products sold through intermediaries (certain funeral directors), but not every Funeral Director provides these products. In most cases the funeral plan provider and the underwriting company can be UK based.  The UK Treasury’s Call for Evidence (June 2018) found significant consumer harm in the market, including the mis-selling of products by intermediaries in … Read more

Death Benefit Insurance (DBI)

service offered by most CU’s which pays a lump sum in the event of death. Most members qualify and typically ~€1,300 upwards is paid. This may be doubled if the death is a result of an accident.

Life Savings Insurance

Is an additional incentive to save regularly and maintain savings with the CU. There is no direct cost to credit union members for this valuable benefit, with the amount paid out in death dependent on ones savings history with the credit union. E.g a maximum benefit if you save before the age of 55 which … Read more